Toronto Mortgage Rate Watch

SPECIAL: 5 year fixed 3.99% 5 Year Fixed: 4.34% 5 Year Variable 2.15% 3 Year Variable 2.15% 3 Year Fixed 3.60%

3 Ways You Can Maintain The Value Of Your Home

I have noticed that many homeowners are opting to stay put in their homes during the recession and are content spending money on renovations rather than finding a newer, bigger home. With the added incentive of the government’s home renovation tax credit, home renovations are a great way to spend money on your home and [...]

Economic Recovery & Mortgages

As a Toronto Mortgage broker, my clients rely on my advice not only while they are making their financing decisions but also in the years after making the decision to determine whether they are still on the right road and on track.
As such, I pay attention to the economy. One of my favorite areas of [...]

Canadian Housing Market: Tanking Or Taking Off

This Past Wednesday’s Financial Post featured an article by writer Alia McMullen commenting specifically about the variance of statistics coming from the Canadian housing market. Are we up or are we down… What do you think?
Is Canada’s housing market tanking or taking off?

Recession and Real Estate: Looking Forward

Recently, Terrance Belford of the Globe & Mail published an article entitled Condo resales are on a roll . The article had a very upbeat feel to it, spewing out positive sales data, interviewing the likes of Brad Lamb and the general under lying tone of the article is that the good times of real [...]

Responding To Mortgage Rate Fluctuations

A couple of days ago one of our readers responded to our post “How Are Fixed Mortgage Rates Determined?”. He asked me: what should he really be looking out for when it comes to protecting himself from mortgage rate fluctuatations?
I responded….there are so many factors to consider and even economists who dedicate their whole lives to predicting the direction of [...]